The Treehouse Investment Club Membership Agreement
(Terms & Conditions)

A Safe place to invest with friend

INTRODUCTION:

MEMBERSHIP AGREEMENT AND OPERATING PROCEDURES

This club was creating with the mindset that we can all benefit from investing in on another. In this case we are pooling of financial resources for a better chance at a greater financial gain. Our intentions with this club are to be smart with our investment, while taking some risks. As they say “no risk no reward”.

By creating a club this will allow for the free flow of ideas and information between the people within the group. Our hope is that this will lead us to the point where our returns can outperform the markets.

Members of the club will be individuals that are interested in medium-volatility to high performance investing strategies that aims to provide no less than ***5% return (on traditional stock)

Consider joining our Treehouse if you:

Have an interest in investing but don’t know where to start.

Have sizable percentage of your wealth invested in self-directed 401K or direct investments
Have a want to diversify your portfolio
Are not looking for an immediate or quick turn around
Believe an investment club should be a pleasurable experience as well as an opportunity to learn and to make money.

**Membership fees required to be apart of the investment club, Members are asked for a (6) Month initial commitment.

Membership fee is Per Division $40 Per Month & Non-refundable;

The minimum initial capital contribution for members is based on fund value at time of joining + Membership Fee.

This AGREEMENT of Membership, effective as of August 10th, 2020

NOW, THEREFORE IT IS AGREED:

1. Name. The name of the club shall be The TreeHouse Investment Club

2. Term. The Membership shall begin on the date you sign and submit this agreement to either creator or representative of. To include all payments of fees, dues, or funds required at sign up

Membership is required for a mandatory minimum investment period of (6) Months.

3. Purpose. The only purpose of the Club is to invest the assets of the Club solely in stocks, bonds and other securities ("securities") for the education and benefit of the partners.

4. Meetings. Periodic meetings shall be held as determined by the Founder/Creator.

5. Value of the Club. The current value of the assets of the Club accounts

6. Club Accounts. There will be one Account Maintained for all members to submit funds to; all funds will be transfer into the broker ridge account from this Singular account.

7. Management. All accounts will be handled and maintained by the Creator, Co-creator or authorized representative of. With Full Transparency to all club members

8. Sharing of Profits and Losses. All Net profits and losses of the club shall be shared equally amongst all member as long as all members have equally contributed. Otherwise you will share in the gains and losses equal to your contribution portion.

9. Books of Account. Shall be accessible via email request at anytime.

10. Bank Account. A bank has been selected for the purpose of opening bank account. Members will NOT be able to make in transactions or manipulations of this account

North West Federal Credit union

11. Broker Account. This Club will use A Fidelity investment account governed by the Creation of the Club, Member can view the account, members will NOT be able to make in transaction or manipulations of this account

12. Compensation. No compensation

13. Members:

Members may be admitted upon the unanimous consent of the creators, and a current member must “Vouch” for said new member,

New Member must sign membership agreement and pay any amounts due at time if sign up

So long as the number of members does not exceed fifteen (15).

14. Removal of a Member. Member will be immediately removed if :

They violate any terms of this agreement, and your investment to date will be refunded. No gains will be included.
If you miss (2) Consecutive payments. An inquiry will be made if no response is received within (5) days you will be removed, and your investment to date will be refunded.
- No gains will be included if the account is in profit.
If the account is at a loss you will receive your share of the losses at the date of removal.
- For example there are 5 people in the club it has been 8 months and you sent $1800 dollars ($300 x 6months) and you did not make the last (2) payments,
- All other members made their full payments of $2400 (8x300) the total amount in the account should be $ 11,400 ($1800 you paid + ($2400 x 4 other members)).
- So your percentage of the investment was (1800/11400) = .1578 or 16%, so if the actual amount in the account at the time of removal (in month 9) is $9,000 (this is a loss because the account should be $11,400 or more) you will get 16% of $9,000 not the 1800 you invested originally.

15. Termination of Club. The Club may be terminated by Agreement of the creators

Written notice will be provided (30) days in advance.

The Investing account will be terminated if losses reach or exceed 35% of the total value invested; Portions will be returned to all members;

Vote can be taken if the club would like to continue with the account above loss threshold

16. Death or incapacity of a Member.

In the event of the death or incapacity of a Member receipt of notice shall be treated as a notice of full withdrawal. All Funds owes to said member will be paid to Beneficiary name in Club records, if no beneficiary is named funds will remain with the investment clud and distributed to members.

17. Terms of Payment. In the case of a partial withdrawal, payment will be made with cash from the Club accounts. In the case of a full withdrawal, payment will be made in cash from the Club Accounts

Full payments should be completed in no more than (30) Days

18. Forbidden Acts: No Member shall:

Do anything illegal or against any state or federal law.

Take part in any kind of harassment of other members

Disclose any proprietary club information to anyone not a member or that does not need to know.

This is not all encompassing list, simply just don’t be a terrible human.

19. AMENDMENTS OF RULES: The rules of the club may be amended or

Rescinded at a properly constituted meeting of the club subject to agreement

By members holding at least 75% of total capital contribution of members

Present.

This Agreement of Club shall be binding upon the respective heirs, Executors, administrators and personal representatives of the club.

The creators have caused this Agreement of membership to be executed on the dates indicated below, effective as of the date indicated above.

Operating Procedures

1. FEES: $40 Membership Fee Per Division

2. NEW MEMBERS: The minimum initial capital contribution for a new member

Is determined based on the overall cash investment amount divided by number of members (Aug 2020) for equal share in profits.

Otherwise determined by the individual, based on what they can safely afford to contribute.

3. VOTING: Decisions shall be made by a majority based vote, not all decisions will require a vote.

4. DESIGNATED MEETING: Meetings will be held as needed

5. GUESTS: Members may invite guests to any meeting of the Club as long as advance clearance is obtained from the host of the meeting.

Initial Investment Strategy (subject to change as needed)

Traditional Stock Investment Division

This division will focus on buying an holding divided Stocks. To provide long term residual income this is a buy and hold strategy. Our percentage of return will be based on the amount of dividends earned.

Some companies in the portfolio are as follows:

AT&T

VERIZON

PHILLIPS 66 and others

Crypto currency/Block Chain Investing Division

This division is focused on Crypto Currency and Block Chain investing. This is ALOT more volatile then the traditional markets. Prices change daily

We plan to hold in “stable” accounts and then buy into potential big gainers:

Cryptos we currently hold:

BitCoin

DOT

UNI

XRP and others

Only the coolest kids have TreeHouses